The Nexa Platform

The lender behind the lender.

Smith Lending Solutions runs on the Nexa Mortgage platform — wholesale pricing across 40+ investors, an in-house concierge for first-time buyers, and the same tech stack used by some of the largest residential lenders in the country. The videos below walk through how it all fits together.

The Nexa 100 library.

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01 · Getting started

What Nexa is, in 3 minutes

Quick orientation to the platform our team uses behind the scenes.

02 · Pricing

How wholesale pricing actually works

Why the rate on the screen isn't always the rate on your closing disclosure.

03 · Programs

FHA, VA, conventional, jumbo — when each fits

Plain-English walkthrough of who each loan type is built for.

04 · DSCR

Investor loans without W-2 income

How real-estate investors qualify on the rent the property will produce.

05 · Pre-approval

What underwriting really looks at

The 4 documents that decide everything, and how to get them right the first time.

06 · Closing

From clear-to-close to keys

The last two weeks of a mortgage demystified — wires, walkthroughs, and rate locks.

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