Cookie Policy
Smith Lending Solutions, a DBA of Nexa Mortgage, LLC · NMLS #1660690
What Are Cookies?
Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work more efficiently, provide a better user experience, and supply information to site operators.
This Cookie Policy explains what cookies we use on the Smith Lending Solutions website, why we use them, and how you can manage your preferences. This policy should be read alongside our Privacy Policy.
Types of Cookies We Use
Essential Cookies
RequiredThese cookies are necessary for the website to function properly. They enable core functionality such as security, session management, and accessibility preferences. Without these cookies, the site cannot operate correctly.
- Session authentication and security tokens
- Form submission protection (CSRF tokens)
- Cookie consent preferences
- Load balancing and server routing
Analytics Cookies
These cookies help us understand how visitors interact with our website by collecting anonymous, aggregated data. This information helps us improve site performance, identify popular content, and optimize the user experience.
- Page views and navigation paths
- Time spent on pages and bounce rates
- Device type, browser, and general location (city-level)
- Traffic sources and referral information
Preference Cookies
These cookies remember choices you make on the site, such as display settings, calculator inputs, or recently viewed content. They provide a more personalized and convenient experience on return visits.
- Theme and display preferences
- Recently viewed rate products or calculator settings
- Language and region preferences
- Dismissed notifications or banners
Third-Party Cookies
In addition to our own cookies, we may use cookies set by third-party services that we have integrated into our website. These third-party cookies are governed by the respective provider’s privacy and cookie policies. Third-party services we may use include:
- Analytics providers(e.g., Google Analytics or similar) — to measure site traffic and usage patterns
- Authentication services— to support secure login and account management
- Performance monitoring— to identify and resolve technical issues
We do not allow third-party advertising cookies on our website. We do not use cookies for behavioral advertising or retargeting purposes.
How to Manage Cookies
You have several options for managing cookies:
Browser Settings
Most web browsers allow you to control cookies through their settings. You can typically find cookie management options in your browser’s “Privacy” or “Security” settings. Common options include:
- Accepting all cookies
- Blocking all cookies
- Accepting only first-party cookies
- Deleting cookies when you close your browser
- Being notified before a cookie is set
Please note that blocking or deleting certain cookies may affect the functionality of our website. Essential cookies cannot be disabled without impairing site operation.
Browser-Specific Instructions
Firefox:Settings > Privacy & Security > Cookies
Safari:Preferences > Privacy > Manage Website Data
Edge:Settings > Cookies and Site Permissions
Opt-Out of Analytics
If we use Google Analytics, you can opt out by installing the Google Analytics Opt-out Browser Add-on.
Cookie Duration
Cookies on our site fall into two categories based on how long they persist:
- Session cookies— These are temporary and are deleted when you close your browser. They are used for tasks like maintaining your session while you complete forms.
- Persistent cookies— These remain on your device for a set period (or until you delete them). They are used for purposes such as remembering your preferences on return visits. Our persistent cookies typically expire within 12 months.
Changes to This Policy
We may update this Cookie Policy from time to time to reflect changes in our practices or applicable regulations. When we make material changes, we will update the “Last updated” date below. We encourage you to review this policy periodically.
Contact Us
If you have questions about our use of cookies, please contact us:
A DBA of Nexa Mortgage, LLC
NMLS #1660690
Email: privacy@smithlending.com
Phone: (843) 555-0199
See also: Privacy Policy | Terms of Use
