Compliance

State Licensing Disclosures

Smith Lending Solutions, a DBA of Nexa Mortgage, LLC

NMLS #1660690

Smith Lending Solutions operates as a DBA of Nexa Mortgage, LLC. Nexa Mortgage, LLC is a licensed mortgage lender. Our NMLS unique identifier is 1660690. You can verify our licensing and registration status through the Nationwide Multistate Licensing System.

Verify on NMLS Consumer Access →

State-Specific Disclosures

Smith Lending Solutions is currently licensed to originate residential mortgages in the following states. Each state has its own regulatory body that oversees mortgage lending activities.

Virginia

Licensed by the Virginia State Corporation Commission, Bureau of Financial Institutions. Virginia residents: for questions or complaints regarding your mortgage, contact the Bureau of Financial Institutions at 1-800-552-7945 or scc.virginia.gov.

Delaware

Licensed by the Delaware Office of the State Bank Commissioner. Delaware residents: the Office of the State Bank Commissioner can be reached at (302) 739-4235 or banking.delaware.gov.

Florida

Licensed by the Florida Office of Financial Regulation. Florida residents: the Office of Financial Regulation can be contacted at 1-800-848-3792 or flofr.gov.

Maryland

Licensed by the Maryland Commissioner of Financial Regulation. Maryland residents: the Commissioner of Financial Regulation can be reached at (410) 230-6100 or labor.maryland.gov/finance.

Equal Housing Lender

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Smith Lending Solutions is an Equal Housing Lender. We are committed to providing equal access to mortgage lending services regardless of race, color, religion, national origin, sex, handicap, or familial status, in accordance with the Fair Housing Act and the Equal Credit Opportunity Act.

If you believe you have been discriminated against in connection with a mortgage lending transaction, you may file a complaint with the U.S. Department of Housing and Urban Development (HUD) at 1-800-669-9777 or hud.gov, or with the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov.

Additional Disclosures

All loans are subject to credit approval, property appraisal, and compliance with applicable state and federal regulations. Not all applicants will qualify. Rates, terms, and programs are subject to change without notice. This is not a commitment to lend.

For additional compliance information or to request copies of our licensing documentation, please contact us at compliance@smithlending.com or call (843) 555-0199.