Your rate
Today
30Y Fixed
6.625%
15Y Fixed
5.875%
7/6 ARM
6.125%
5/6 ARM
5.990%
Tell us who you are
Buyers: see what you qualify for in 60 seconds, no credit hit. Realtors: pricing, flyers, and co-branded scenarios for your clients.
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The Loan Health Advantage
Build your Loan Profile before you start shopping.
The HomePath Analyzer is a private, no-credit-hit way to see what you qualify for, what your monthly payment really looks like, and where small tweaks make a big difference. Save scenarios, share them with your realtor, and when you're ready — pre-approval is one click away.
01
Soft pull. No impact.
We check what you actually qualify for without dinging your credit. Run as many scenarios as you want.
02
Real affordability.
Not a Zillow guess. Live rates, your debts, your taxes — the same math Mike runs on the desk.
03
Lock-and-shop ready.
Walk into open houses with a pre-approval letter. Float-down protection if rates drop after you lock.
Start your HomePath Analyzer →
5 minutes · No credit hit
Talk to Mike directly
Mike Smith
Senior Loan Officer · Team Lead · NMLS #218547
Drop a note below and I'll get back to you within one business day. Or call me direct: (617) 555-0142.
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01 · Affordability
Drag your life.
Watch the house follow.
Move the sliders to see what you can afford. Your monthly payment updates as you go — no form to fill out, no email required.
Budget$485K
Down payment20%
Rate6.625%
Colonial
Loan amount: $388,000
Monthly
$2,484
P & I
MS
Mike Smith
NMLS #218547 · (617) 555-0142
02 · Who's behind the calculator
I pick up the phone. I tell you the real number, not the marketing one. I close on time, or I tell you why before you ask.
420+
Families funded
$1.4B
Closed volume
19d
Avg close
4.9★
180 reviews
03 · On the market
On the market now.
Just Listed
$785,000
42 Bayview Terrace
Marblehead, MA
4 bd2.5 ba2,840 sqft
Open House Sat
$1,120,000
118 Linden Grove
Brookline, MA
3 bd3 ba2,210 sqft
Price Reduced
$615,000
7 Seabrook Lane
Hingham, MA
3 bd2 ba1,780 sqft
Featured
$479,000
224 Hillcrest Ave
Providence, RI
4 bd2 ba2,100 sqft
04 · What everyone asks
Three answers.
01
Will this hit my credit?
Not yet. Pre-approval is a soft pull. Zero impact on your score until we move to full underwriting — and you’ll know when.
02
How fast?
Most pre-approvals back in under 24 hours. Complete files close in 19 days on average. Quick-close program guarantees 14 days or a $500 credit.
03
Do I have to use a specific realtor?
No. Your letter works with anyone. If you need a rec, I’ll introduce you to three and you pick.